Free tools

Instruments for the surplus file.

Each one does a single thing that is easy to get wrong and expensive to get wrong. No sign-up for the calculators. Arithmetic and statutory structure only, never legal advice.

These tools compute dates and model distributions from figures you supply. They do not determine entitlement, do not confirm that a lien survived the tax deed sale, and do not account for subordination, tolling, or county practice. Priority in a contested file is decided by the circuit court on interpleader. Verify every result against the recorded instruments and with the clerk of court before relying on it.